Maximise collateral efficiency

The manual process of agreeing collateral exposure is impractical, time consuming and resource intensive, causing borrowers to frequently accept lenders' values just to cover the book.

To reduce the need for manual tick-backs, books are often over collateralised to maintain a buffer, increasing collateral funding costs and preventing excess from being utilised elsewhere.

The Pirum exposure matching service prevents over-collateralisation whilst maintaining lender requirements by automatically highlighting the root cause of any difference in loan or collateral values. This allows exceptions to be swiftly resolved, giving rise to greater precision in collateralisation levels.

Pirum's automated exposure service ensures lenders are fully collateralised at all times whilst allowing borrowers to remove any surplus and minimising their collateral costs.

Follow the link on the right to contact a Pirum representative and find out more or arrange a demo